Checking Accounts

Selective Checking Products are designed to help people in all walks of life and offers each of our clients the checking account that best suits his or her needs. Use this payment system to take control of your finances. Choose from one of our five specifically designed FDIC Insured accounts with your financial needs in mind. Select the checking of your choice from the following accounts.

ADDITIONAL SERVICES WITH SELECTIVE CHECKING PRODUCTS:

  • Free combined monthly statement listing all Fidelity Savings account balances
  • Free automatic monthly transfers from checking to savings or from saving to checking
  • No charge for Direct Deposit Service (Service required on Senior Checking Accounts)
  • No monthly service fee for ATM/VISA® Check Card
  • No monthly service fee for Internet Banking with Bill Pay at www.fidelitysavingsonline.com
  • No monthly service fee for Telephone Banking usage at 1-877-788-0448
  • Personal loan APR discount of 0.25% (1/4%) with automatic payment (excluding Low Activity Checking)

Switch your Accounts to Fidelity Savings. It’s quick and easy with our Switch Kit. Call us today at (215) 788-0448 or apply online today with our Secure Checking and Savings Application. We’ll get back to you right away with the answer you need.


(1) Fees could reduce the APY earnings on Interest and Premium Interest Checking Accounts.
(2) Senior Checking requires Direct Deposit and client must be at least 62 years of age.
With the exception of Senior Checking, PLUS® ATM System per withdrawal transaction service charge applies to each Selective Checking product.
Overdraft Protection is available to qualified applicants on each Selective Checking product through automatic transfers from your designated statement savings or Money Market Deposit accounts. An alternative Overdraft Protection is available to qualified customers through our Home Equity Line of Credit overdraft program. The overdraft loan program does not qualify for the APR discount.
Related savings deposits are a maximum of three accounts (Passbook, Statement Savings, and Money Market Deposit Accounts) to avoid monthly service charges.
For ALL Selective Checking Accounts, please see our disclosures/brochures for further account information: Privacy Policy; Electronic Funds Transfer; Check Clearing Policies; Truth in Savings (Account Terms and Special Service Fees)

Features and Benefits:

  • $50 minimum balance to open account relationship
  • $500 average minimum daily balance requirement in Interest Checking to avoid an $8 monthly service charge
  • Optional check safekeeping of paid checks

Low Activity Checking Account

This non-interest checking has reasonable monthly service and per check charges with a small daily balance requirement.

  • $50 minimum balance to open an account relationship
  • $100 minimum daily balance requirement on Low Activity Checking or $2,000 aggregate daily balance with related savings deposits to avoid a $4 monthly service charge
  • Up to seven checks paid during each monthly statement cycle. Items beyond seven are charged $0.30 per check.
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Unlimited Checking Account

This non-interest checking allows you to write as many checks as you need and the initial order of 50 basic checks is free.

  • $50 Minimum balance to open account relationship
  • $300 Minimum daily balance requirement in Unlimited Checking or $4,000 aggregate daily balance in related savings deposits to avoid a $6 monthly service charge.
  • Optional check images with your monthly statement
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Senior Checking Account

(2) gives you the initial order of 50 basic checks free and never charges for s Checks or for the use of your ATM/VISA® Check Card.

  • $50 minimum balance to open account relationship
  • $100 minimum daily balance requirement in Senior Checking or $7,500 aggregate daily balance in related savings deposits to avoid a $3 monthly service charge
  • No per transaction charge for PLUS® ATM withdrawals
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Interest Checking Account

(1) earns compounded daily interest that is credited monthly.

  • $50 minimum balance to open account relationship
  • $500 average average daily balance requirement in Interest Checking to avoid an $8 monthly service charge
  • Optional check images with your monthly statement
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Premium Interest Checking Account

(1) offers a higher tiered interest-yielding account for larger balances and initial order of 50 basic checks is free.

  • $25,000 minimum balance to open account relationship
  • $25,000 average minimum daily balance requirement in Premium Interest Checking to avoid a $15 monthly service charge.
  • Optional check images with your monthly statement
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CD RatesIcon For: Rates

Term Rate APY*
182-Day 0.30% 0.30%
9-Month 0.35% 0.35%
12-Month 0..40% 0..40%
18-Month 0..45% 0.45%
24-Month 0.65% 0.65%
30-Month 0.65% 0.65%
36-Month 0.80% 0.80%
48-Month 1.29% 1.30%
60-Month 1.59% 1.60%
84-Month 1.88% 1.90%
More Rates

IRA and ESA Certificates of Deposit are available in terms of 12 to 60 months and offer the same rates as Fidelity Savings’ Regular CDs, but IRA and ESA CDs have a $250.00 minimum deposit, unless otherwise stated.

(1) Substantial interest penalty for early withdrawal on certificates of deposits will apply for all new and rollover deposit accounts. Please call Fidelity Savings’ Deposit Services Department at 215-788-0448 for more information on early withdrawal fees or use the Contact Us link to send your communication to us.