Certificates of Deposit Rates
Fidelity Savings has an FDIC Insured Certificate of Deposit
to meet your needs!
IRA and ESA Certificates of Deposit are available in terms of 5 to 60 months and offer the same rates as Fidelity Savings’ Regular CDs, but IRA and ESA CDs have a $250.00 minimum deposit,unless otherwise stated.
| CD Term (1) | Interest Rate | Annual Percentage Yield (APY) |
Minimum Balance |
| 182-Day Term | 1.99% | 2.00% | $1,000 |
| Special 5-Month Term | 2.96% | 3.00% | $500 |
| Special 5-Month Term | 3.05% | 3.10% | $50,000 |
| 9-Month Term | 2.03% | 2.05% | $1,000 |
| 12-Month Term | 2.47% | 2.50% | $500 |
| Special 13-Month Term | 3.44% | 3.50% | $500 |
| 18-Month Term | 2.47% | 2.50% | $500 |
| Special 18-Month Term | 4.07% | 4.15% | $10,000 |
| 24-Month Term | 2.57% | 2.60% | $500 |
| Special 27-Month IRA Term | 3.92% | 4.00% | $500 |
| 30-Month Term | 2.62% | 2.65% | $500 |
| 36-Month Term | 2.67% | 2.70% | $500 |
| 48-Month Term | 2.91% | 2.95% | $500 |
| Special-48-Month Term | 4.16% | 4.25% | $10,000 |
| 60-Month Term | 3.15% | 3.20% | $500 |
(1) Substantial interest penalty for early withdrawal on certificates of deposits will apply for all new and rollover deposit accounts. Please call Fidelity Savings’ Deposit Services Department at 215-788-0448 for more information on early withdrawal fees or use the Contact Us link to send your communication to us.
DEPOSITS INSURED BY THE FDIC
The Federal Deposit Insurance Corporation (FDIC), an agency of the U. S. Government, insures depositors per ownership category up to $100,000.00 (Effective 4/1/06 IRA Deposits are insured to $250,000.00) in accordance with the rules and regulations of the FDIC. Please ask us for a personal copy of our FDIC brochures published in English and Spanish entitled “Your Insured Deposits - FDIC’s Guide to Deposit Insurance Coverage”.
INTEREST METHOD
Interest on all Deposit Accounts is Compounded Daily and Credited Quarterly, except for Vacation and Holiday Clubs, which pay simple interest, which is credited at the club’s maturity. Certificates of Deposit with a 182 day term are Compounded Daily and Credited at Maturity. Interest and Premium Interest Checking, Money Market Deposit Accounts and PersonaLink Money Manager Accounts are compounded daily and credited monthly.
All rates are subject to change and are stated as of the date listed above. Also, click on Deposit Products, Investment Products, or Business Products for detail product information on each deposit product. If you would like current rate information after the rate effective date, please call Fidelity Savings’ Deposit Services Department at 215-788-0448 for more information on Deposit Products, or use the Contact Us link to send your communication to us.
SERVICE REPRESENTATIVES AT THE NUMBER SHOWN ABOVE.
