Savings and Checking Rates
Fidelity Savings has an FDIC Insured Deposit Account
to meet your needs!
| Type of Account | Interest Rate |
Annual Percentage Yield (APY) |
Minimum Balance Requried To Earn Interest |
| Passbook Savings* | |||
| Regular | .80% | .80% | $100 |
| Student (Age 12& Under) | .80% | .80% | $5 |
| Vacation Club | 1.00% | 1.00% | $10 |
| Holiday Club | 1.00% | 1.00% | $10 |
| Home Savers Club | .80% | .80% | $100 |
| Statement Savings* | |||
| Regular | .80% | .80% | $100 |
| BusinessLink Savings | 1.05% | 1.05% | $100 |
| Selective Checking* | |||
| Interest | 0.25% | 0.25% | $50 |
| Premium Interest | |||
| $ 1 to $24,999.99 | 0.60% | 0.60% | $1 |
| $25,000 to $49,999.99 | 0.60% | 0.60% | |
| $50,000 to $74,999.99 | 0.60% | 0.60% | |
| $75,000 + | 0.70% | 0.70% | |
|
Money Market Deposit Account* | |||
| Regular | |||
| $ 1,000 to $ 9,999.99 | .50% | .50% | $1,000 |
| $10,000 to $39,999.99 | .65% | .65% | |
| $40,000 to $74,999.99 | 1.19% | 1.20% | |
| $75,000 + | 1.39% | 1.40% | |
|
Money Market Deposit Account | |||
| RetirementLink IRA | 1.00% | 1.00% | $1 |
Fees may reduce earnings in these accounts. Variable rate accounts may change without notice after account is opened. Please see Fidelity Savings' disclosure/brochures for further account information: Privacy Policy; Electronic Funds Transfer; Check Clearing Policies; and Truth-in-Savings (Account Terms and Special Service Fees)
DEPOSITS INSURED BY THE FDIC
The Federal Deposit Insurance Corporation (FDIC), an agency of the U. S. Government, insures depositors per ownership category up to $100,000.00 (Effective 4/1/06 IRA Deposits are insured to $250,000.00) in accordance with the rules and regulations of the FDIC. Please ask us for a personal copy of our FDIC brochures published in English and Spanish entitled “Your Insured Deposits - FDIC’s Guide to Deposit Insurance Coverage”.
INTEREST METHOD
Interest on all Deposit Accounts is Compounded Daily and Credited Quarterly, except for Vacation and Holiday Clubs, which pay simple interest, which is credited at the club’s maturity. Interest Payout on Holiday and Vacation Clubs is required at maturity.
Interest and Premium Interest Checking, Money Market Deposit Accounts and PersonaLink Money Manager Accounts are compounded daily and credited monthly.
Checking accounts are considered to be a variable rate product. The interest rate can change weekly. Interest on checking accounts is compounded daily and posted to the account monthly on the statement date.
Interest will accrued through the dte of withdrawal. There will be a fee assessed for closing an account within the first 60-days of opening. Please see our Truth in Savings disclosure for the current fee.
All rates are subject to change and are stated as of the date listed above. Also, click on Deposit Products, Investment Products, or Business Products for detail product information on each deposit product. If you would like current rate information after the rate effective date, please call Fidelity Savings’ Deposit Services Department at 215-788-0448 for more information on Deposit Products, or use the Contact Us link to send your communication to us.
SERVICE REPRESENTATIVES AT THE NUMBER SHOWN ABOVE.
