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Savings and Checking RatesFidelity Savings has an FDIC Insured Deposit Account |
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| Type of Account | Interest Rate |
Annual Percentage Yield (APY) |
Minimum Balance Requried To Earn Interest |
| Passbook Savings* | |||
| Regular | 1.05% | 1.05% | $100 |
| Student (Age 12& Under) | 1.05% | 1.05% | $5 |
| Vacation Club | 1.00% | 1.00% | $1 |
| Holiday Club | 1.00% | 1.00% | $1 |
| Home Savers Club | 1.29% | 1.30% | $100 |
| Statement Savings* | |||
| Regular | 1.05% | 1.05% | $100 |
| BusinessLink Savings | 1.05% | 1.05% | $100 |
| Selective Checking* | |||
| Interest | 0.25% | 0.25% | $50 |
| Premium Interest | |||
| $ 0 to $24,999.99 | 0.60% | 0.60% | $1,000 |
| $25,000 to $49,999.99 | 0.60% | 0.60% | |
| $50,000 to $74,999.99 | 0.60% | 0.60% | |
| $75,000 + | 0.70% | 0.70% | |
|
Money Market Deposit Account* | |||
| Regular | |||
| $ 1,000 to $ 9,999.99 | 1.04% | 1.05% | $1,000 |
| $10,000 to $39,999.99 | 1.19% | 1.20% | |
| $40,000 to $74,999.99 | 1.73% | 1.75% | |
| $75,000 + | 2.27% | 2.30% | |
|
Money Market Deposit Account | |||
| RetirementLink IRA | 1.51% | 1.52% | $1 |
Fees may reduce earnings in these accounts. Variable rate accounts may change without notice after account is opened. Please see Fidelity Savings' disclosure/brochures for further account information: Privacy Policy; Electronic Funds Transfer; Check Clearing Policies; and Truth-in-Savings (Account Terms and Special Service Fees)
DEPOSITS INSURED BY THE FDIC
The Federal Deposit Insurance Corporation (FDIC), an agency of the U. S. Government, insures depositors per ownership category up to $100,000.00 (Effective 4/1/06 IRA Deposits are insured to $250,000.00) in accordance with the rules and regulations of the FDIC. Please ask us for a personal copy of our FDIC brochures published in English and Spanish entitled “Your Insured Deposits - FDIC’s Guide to Deposit Insurance Coverage”.
INTEREST METHOD
Interest on all Deposit Accounts is Compounded Daily and Credited Quarterly, except for Vacation and Holiday Clubs, which pay simple interest, which is credited at the club’s maturity. Certificates of Deposit with a 182 day term are Compounded Daily and Credited at Maturity. Interest and Premium Interest Checking, Money Market Deposit Accounts and PersonaLink Money Manager Accounts are compounded daily and credited monthly.
