Home Equity Loan Rates
Fidelity Savings has a Home Equity Loan
to meet your needs!
HOME EQUITY LOAN
| TERM |
Rate | APR* |
| 3 years | 5.865% 5.865% |
| 4 years | 5.865% 5.865% |
| 5 years | 5.240% 5.240% |
| 7 years | 5.500% 5.500% |
| 10 years | 5.750% 5.750% |
| 15 years | 6.000% 6.000% |
| 20 years | 6.250% 6.250% |
| TERM |
Rate | APR* |
| 15 years | 5.970% 5.970% |
| 20 years | 5.970% 5.970% |
*Rates subject to change without notice. Annual Percentage Rate (APR) shown is based on a home equity installation loan of $25,000 up to $400,000, 1-4 family owner occupied. APR is increased by 25 bps without automatic payment from a Fidelity Statement Savings or Checking account. Rates may vary for different terms or amounts. Homeowners Insurance required. Flood Insurance required if applicable. Title insurance may be required for loans over $100,000. No application fee. However, if the loan is paid off within the first 36 months, third party fees (amount will vary) for credit report, appraisal, property search and recording will be due. Loans are subject to approval.
For Home Equity Loans on Owner Occupied residential properties with a Loan-to-value ratio greater than 80%, or Home Equity Loans on Non-Owner Occupied Residential Properties, please call for special rates and other details.
HOME EQUITY LINE OF CREDIT
Lines of Credit from $10,000.00 to $400,000.00
| PRODUCT | RATE |
| HELOC 10 | Fixed for term of loan, currently 6.000% |
| HELOC 15 | The Wall Street Journal Prime Rate |
| HELOC 20 | The Wall Street Journal Prime Rate, minus 1/4% |
*The minimum APR is 3.50% and the maximum APR is 18%. The interest rate on your Fidelity Savings' Home Equity Line of Credit can adjust monthly. The interest rate on this loan product may increase after the loan is granted. The annual maintenance fee is waived for the first year and $25.00 per year thereafter. Talk to one of our loan specialists for complete details.
All rates are subject to change and are stated as of the date listed above. Also, click on Loan Products or Business Products for detail product information on each deposit product. If you would like current rate information after the rate effective date, please call Fidelity Savings’ experienced Loan Officers at 215-788-0448 for more information on Loan Products, or use the Contact Us link to send your communication to us.
AT THE NUMBER SHOWN ABOVE.
