PersonaLink Money Manager Accounts

The PersonaLink Money Manager Account(SM) (PMMA) provides unparalleled ease and flexibility in managing the ebbs and flows of your investment funds and it is the account for savers and investors. PMMAs are available to individuals, designated fiduciaries, sole proprietorships and not-for-profit corporate entities.

PMMA is the perfect account for short-term deposits of funds from CD maturities, stock sales, real estate settlements, inheritances, insurance settlements and other large dollar transactions. When you’re ready, transfer funds to a high earning Fidelity Savings’ CD, or invest those funds for a longer period. The money is available on demand – just write a check or wire transfer the funds for the next investment or purchase.

In addition to highly competitive interest rates, PersonaLink Money Manager Account holders also have complete access to their funds with the value, convenience, flexibility and liquidity of a checking account. PMMAs offer unlimited check writing, VISA® Debit/ATM card, telephone transfers, wire transfers, direct debit and deposit capabilities as well as all of the other services associated with ordinary checking products.

BENEFITS
• FDIC Insured up to $100,000 per ownership category
• No fixed maturity – deposit and withdraw funds when you want
• Higher balances earn higher rates – automatically! Interest is compounded daily on that day’s account balance at a highly competitive interest rate
• Maximize flexibility and minimize costs –
- 24/7 free AccountLink Telephone Transfer (SM) capability.
- Unlimited check writing(1) (first 50 checks supplied free) – write all the checks you need when you need them - VISA Debit/ATM card(2) with no monthly fee – enjoy direct access to your PMMA funds anywhere in the U.S. or worldwide in stores that accept VISA with the payment convenience of a credit card. And, use your card at any ATM(3) or merchant location displaying the STAR®/PLUS® symbol.
- Direct Deposit enabled – no fees for payroll, dividend, interest, social security or pension deposits
- Direct debit enabled – accepts loan, utility, life insurance and other payments generated by merchants you authorize with no Fidelity Savings processing fee.
• No monthly fees – maintain a $2,500 average daily balance and the $15 monthly service charge is waived.(4)
• Lower loan rates – PMMA customers enjoy lower interest rates on selected approved Fidelity Savings’ loans.
• Reduced check storage requirements – paid checks are itemized on your monthly statement. You may request a check copy at any time.

FEATURES
• Minimum opening balance is $1,000.00
• Interest Tiers(5):
- $ 0.00 - $ 9,999.99
- $10,000.00 - $24,999.99
- $25,000.00 - $49,999.99
- $50,000.00+

INTEREST RATES
With the PersonaLink Money Manager Account, variable interest is compounded daily and credited monthly to your account’s statement. The higher the balance – the higher the interest rate!

Ask a Fidelity Savings’ Personal Banker about the rewards and flexibility along with the control and management of your finances that the PersonaLink Money Manager Account allows you to achieve.

For Important Information about the PersonaLink Money Management System and Account, please call 215-788-0448 and ask for our Deposit Services Department. We will be glad to send you a detailed brochure about Fidelity Savings’ FDIC Insured PMMAs. We hope to serve you soon!

We can make a difference; let us show you how!

Call us today at (215) 788-0448 or apply online today with our Secure Checking and Savings Application. We'll get back to you right away with the answer you need.