Deposit Products
Personal Checking |
Personal Savings |
Business Products
Automated Banking Services
PersonaLink Money Manager |
Order New Checks
Fidelity Savings offers a variety of deposit products and one is sure to meet your needs. To obtain more information or to open an account, just stop by our convenient Retail Banking Center location.
Personal Checking Services
Selective Checking Products are designed to help people in all walks of life and offers each of our clients the checking account that best suits his or her needs. Use this payment system to take control of your finances. Choose from one of our five specifically designed FDIC Insured accounts with your financial needs in mind. Select the checking of your choice from the following accounts:
• LOW ACTIVITY CHECKING – This non-interest checking has reasonable monthly service and per check charges with a small daily balance requirement.
- $50 minimum balance to open an account relationship
- $100 minimum daily balance requirement on Low Activity Checking or $2,000 aggregate daily balance with related savings deposits to avoid a $4 monthly service charge
- No charge for check safekeeping of paid checks
- Up to seven checks/withdrawals paid during each monthly statement cycle. Items beyond seven are charged $0.30 per check/withdrawal.
• UNLIMITED CHECKING – This non-interest checking allows you to write as many checks as you need and the initial order of 50 basic checks is free.
- $50 Minimum balance to open account relationship
- $300 Minimum daily balance requirement in Unlimited Checking or $4,000 aggregate daily balance in related savings deposits to avoid a $6 monthly service charge.
- Optional check safekeeping of paid checks
• SENIOR CHECKING (2) gives you the initial order of 50 basic checks free and never charges for Travelers Checks or for the use of your ATM/VISA® Check Card.
- $50 minimum balance to open account relationship
- $100 minimum daily balance requirement in Senior Checking or $7,500 aggregate daily balance in related savings deposits to avoid a $3 monthly service charge
- No charge per check safekeeping of paid checks
- No per transaction charge for PLUS® ATM withdrawals
• INTEREST CHECKING (1) earns compounded daily interest that is credited monthly.
- $50 minimum balance to open account relationship
- $500 average minimum daily balance requirement in Interest Checking to avoid an $8 monthly service charge
- Optional check safekeeping of paid checks
• PREMIUM INTEREST CHECKING (1) offers a higher tiered interest-yielding account for larger balances and initial order of 50 basic checks is free
- $25,000 minimum balance to open account relationship
- $25,000 average minimum daily balance requirement in Premium Interest Checking to avoid a $15 monthly service charge.
- Optional check safekeeping of paid checks
ADDITIONAL SERVICES WITH SELECTIVE CHECKING PRODUCTS:
• Free combined monthly statement listing all Fidelity Savings account balances
• Free automatic monthly transfers from checking to savings or from saving to checking
• Free Travelers Checks
• No charge for Direct Deposit Service (Service required on Senior Checking Accounts)
• No monthly service fee for ATM/VISA® Check Card
• No monthly service fee for AccountLink(sm) Telephone Banking usage
• Auto and personal loan APR discount of 0.25% (1/4%) with automatic payment (excluding Low Activity Checking)
Call us today at (215) 788-0448 or apply online today with our Secure Checking and Savings Application. We'll get back to you right away with the answer you need.
(1) Fees could reduce the APY earnings on Interest and Premium Interest Checking Accounts.
(2) Senior Checking requires Direct Deposit and client must be at least 62 years of age.
With the exception of Senior Checking, PLUS® ATM System per withdrawal transaction service charge applies to each Selective Checking product.
Overdraft Protection is available to qualified applicants on each Selective Checking product through automatic transfers from your designated statement savings or Money Market Deposit accounts. An alternative Overdraft Protection is available to qualified customers through our Home Equity Line of Credit overdraft program. The overdraft loan program does not qualify for the APR discount.
Related savings deposits are a maximum of three accounts (Passbook, Statement Savings, and Money Market Deposit Accounts) to avoid monthly service charges.
For ALL Selective Checking Accounts, please see our disclosures/brochures for further account information: Privacy Policy; Electronic Funds Transfer; Check Clearing Policies; Truth in Savings (Account Terms and Special Service Fees)
