Should You Be Getting More
For Your Money?
See Our Financial Planning Chart Below
By taking the Financial Planning Test, you've taken the first step towards developing your own personal financial plan. For now, just compare your total score to the chart below. You'll find out whether you should be investing a portion of your money in addition to saving it...
FINANCIAL PLANNING CHART
If Your Test Score is...
15 points or less: You should continue to save. We also recommend that you consider establishing a plan to accumulate more assets and better define your investment goals.
16 to 39 points: You're doing a good job of accumulating assets, but your financial picture has become involved enough that you would benefit greatly with some professional guidance.
40 points or more: You have the resources and the need to refine your investment program. It's also important to make certain that all the elements of your financial picture are working together and as productively as possible. We recommend a comprehensive financial evaluation of your situation to reveal those areas in need of updating.
This chart is for your information only. Your total score does not recommend a particular investment, nor does it guarantee that any investment will achieve its investment objective. Investments are not deposits and are not insured or guaranteed by the FDIC, or any other government agency. Investments involve investment risks including the possible loss of your principal amount. Always ask for a prospectus and read it carefully before you make any investment in annuities, stocks, bonds, a mutual fund, government and municipal securities, U.S. Treasury Securities or alternative investment products.
How to Protect Yourself
Never invest in a product you dont understand. Be sure you have enough information before making an investment. Ask questions until you are satisfied. Investments ALWAYS entail some degree of risk: Understand the risk. Be sure your sales representative knows your financial objectives and risk tolerance. Find out more about your registered sales representative or broker/dealer by calling the National Association of Securities Dealers @ 800-289-9999 or linking to WWW.NASDR.COM
Unlike investments, Fidelity Savings FDIC Insured Deposits are guaranteed up to $100,000 per ownership category, and as of April 1, 2006 Individual Retirement Accounts (IRAs) are insured up to $250,000 in accordance with the rules and regulations of FDIC, a direct U.S. Government Agency. Insured Deposits have no commissions, management fees or loads; all your money works for you all the time its guaranteed. Remember, no one has ever lost a penny in an FDIC Insured deposit.
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